Pencil Finance

Total Value Locked$9,691,118

Chain Breakdown
EDU Chain	$9.69m

USD ETH

Information

Protocol Information

Pencil Finance is a DeFi lending protocol that tokenizes real-world student loans, offering risk-adjusted yields via a dual-tranche system backed by off-chain repayments.

Category: RWA Lending

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Token Information

Methodology

TVL is calculated based on totalAssets() (WEDU tokens) held by the Pencil Finance Staking Vault on EduChain (OCC chain).

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Competitors

cSigma Finance ($11.43m)Goldfinch ($692.31k)Tinlake ($61.3k)Vivacity Finance ($59.28k)Atlendis V2 ($1.01k)Credix ($1)Florence Finance ($0)ALTA Finance ($0)HELIX Finance ($0)Joltify RWA ($-22.5k)